Whenever inefficiencies pop up in the financial world, you can bet some entrepreneur is working on a solution to cut it down.

Financial technology, or FinTech, is changing how money changes hands. From offering solutions that may eventually create a global currency to establishing efficient payment relationships, FinTech is an industry that shows exciting prospects now, in 2016 and beyond. In looking at what FinTech companies have done in the last few years, we can see a possible forecast of future changes this innovative industry may have in store for businesses and consumers. Here are eight ways it could continue to evolve in 2016.

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